Bernard Titus - FounderFrameWrkx
Credit Builder
Resources

Credit Builder

Build and improve your credit score with expert strategies and monitoring tools

Credit Score Simulator

650
Fair
300850
Poor
300-579
Fair
580-669
Good
670-739
Excellent
740-850

What Affects Your Credit Score

Payment History35%
Credit Utilization30%
Length of History15%
Credit Mix10%
New Credit10%

Credit Building Strategies

Pay Bills On Time

High Impact1-3 months

Keep Credit Utilization Low

High Impact1-2 months

Don't Close Old Accounts

Medium Impact6+ months

Monitor Credit Reports

Medium Impact2-4 months

Pay Bills On Time

Payment history is 35% of your credit score. Set up automatic payments to never miss a due date.

High Impact
1-3 months

Credit Monitoring

Credit Report
Last updated: Today
Identity Monitoring
1 alert pending

Quick Tips

  • Check credit reports from all 3 bureaus
  • Set up payment reminders
  • Consider becoming an authorized user
  • Avoid closing old credit cards

Credit Tools